Personal Umbrella Liability

Are your insurance liability limits sufficient to protect both your assets and your future earnings in the event of a lawsuit?

For very little money, you can add a personal umbrella liability policy which provides you with an extra layer of liability coverage above and beyond your automobile, homeowners, motorcycle, or boat policy.  Should you be liable for  someone else injuries or damages to their property, and your primary policy’s limit runs out, an umbrella can offer additional protection, often a million dollars or more.

If you have a swimming pool, trampoline, or inexperienced drivers in your household,  you should consider adding an umbrella policy to your insurance portfolio.

At The Heritage Group, we will examine all your personal policies to insure you have the right protection for all your needs.