Restaurants Insurance

Restaurants Insurance

At The Heritage Group we help restaurants with their insurance and risk management.  Being in the hospitality business is different than many other businesses – and we understand those differences.  We are able to tailor insurance and risk management solutions for your clients to meet their specific needs.

We are independent agents and represent a number of different insurance companies.  Therefore, we are able to provide the best possible cost and coverage combination for your restaurant’s insurance needs.  Our experienced staff understands the challenges of running a restaurant and the coverage’s needed to protect your business.

Customized Coverages -With our knowledge and experience in insuring restaurants, we know what coverages are critical and what coverages are merely desirable.  Our objective is to provide each restaurateur with a customized insurance program at the lowest possible price.

Loss Control – We work with our clients on how to proactively avoid claims from occurring.  Loss prevention is the most effective claims management tool of all.

Response – Our promise to you is to respond quickly to your needs. 

Clients First – We are more than just insurance agents; we are advisors to our clients.  As such, we search for the most cost-effective ways to cover the insurance and risk management needs of our clients. 

Broad Coverage Options

We have a number of programs, including packages which include business liability protection, property coverage, and crime.  Whether you have a single or multiple locations, or if your restaurant is elegant, trendy, traditional, ethnic, or home-style, we can tailor a solution for you.

Some of the coverage options available to you to help you with your insurance needs include:

  • Property
  • Crime
  • ​Operations and Premise liability
  • Workers’ Compensation
  • Automobile, hired and non-owned automobile liability
  • Liquor liability
  • Employee benefits
  • Advertising injury liability

Contact us today to find out more about how we can custom design a program your restaurant.