For Independent Retailers
The Heritage Group has designed a special insurance program for independent liquor retailers. Customizable features include:
Insurance Program Highlights
- Inventory/Computers/Tenants & Improvements Coverage
- Spoilage Coverage for Refrigerated Stock
- Seasonal Inventory automatic Coverage Increase
- Business Income & Extra Expense Coverage
- General Liability/Liquor Liability Coverage
- Commercial Auto/Cyber Liability/Umbrella/EPLI Available
- Very competitive annual premiums
Risk Management Highlights
- Employee Safety Manual
- Lifting Safety Program
- Premises Liability Safety Program
- State Violence Control
- Customer Injury Control
- Theft Prevention
- Online Retail Protection Procedures
- Loss Control and Claims Assistance
To obtain a quote for your package store, click on the button below. We will contact you with the quote and discuss your existing coverages.