For Independent Retailers

For Independent Retailers

The Heritage Group has designed a special insurance program for independent liquor retailers.  Customizable features include:

Insurance Program Highlights

  • Inventory/Computers/Tenants & Improvements Coverage
  • Spoilage Coverage for Refrigerated Stock
  • Seasonal Inventory automatic Coverage Increase
  • Business Income & Extra Expense Coverage
  • General Liability/Liquor Liability Coverage
  • Commercial Auto/Cyber Liability/Umbrella/EPLI Available
  • Very competitive annual premiums

Risk Management Highlights

  • Employee Safety Manual 
  • Lifting Safety Program
  • Premises Liability Safety Program
  • State Violence Control
  • Customer Injury Control
  • Theft Prevention
  • Online Retail Protection Procedures
  • Loss Control and Claims Assistance

To obtain a quote for your package store, click on the button below.  We will contact you with the quote and discuss your existing coverages.

Get a Package Store Quote