Contractors Insurance

Contractors Insurance

As a contractor, you are a specialist in your field. You have the training, knowledge, tools, and understand the “tricks of the trade” to be successful. We specialize in helping contractors with their insurance and risk management.

It is important to be aware of the potential pitfalls that can occur on the job, and how the right insurance can protect you from unforeseen complications down the line. Our specialists are ready to help you navigate the complex world of insurance and advise you on the programs and insurance companies most suited for your unique situation.

Whether your need is for workers compensation, general liability, bonds, disability, or commercial vehicles, you can count on us to provide you with the most current information and risk management strategies. Our specialists have both the training and the expertise to provide you with the kind of information that pertains to you – there are no “canned” answers to your specific questions. We make it our priority to listen to your needs in order to give you the advice that matters to you most.

As a contractor, when you take on a project it is a custom job and any number of things could go wrong including injury, theft, and lack of performance. If something does go wrong, it can cost you time and money, directly affecting your bottom line and potentially compromising the financial stability of you and your company. That’s why having the right risk management program in place including - contractors liability insurance - is so important.

Our team has the knowledge and expertise to help contractors, developers, builders, and designers minimize liability risks with comprehensive risk management solutions.

We provide a full range of insurance programs and contractor liability coverage. You can count on us to create the perfect coverage plan to meet your contractor business needs.

Comprehensive Contractors Insurance Program

  • Accounts receivable protection
  • Business interruption
  • Bonds
  • Commercial vehicles
  • Crime and theft protection
  • Disability
  • General contractors liability
  • Data breach and cyberliability
  • Errors and omissions
  • Fuel and spare parts
  • Loss of business income
  • Loss of electronic data and business documents
  • Rented, leased, or borrowed equipment
  • Environmental contamination/pollution clean up
  • Tools
  • Water damage backup of sewers and drains
  • Workers compensation

Regardless of the type of contracting business you are involved in, we will find the right coverage for you. Because we are an independent agency we work for you, not the insurance company. We take the time to understand your unique needs, and then match your needs with an insurance company that has the right combination of products, price, financial stability, and history of prompt and fair claims settlement.

Our contractor experts will craft an insurance program to meet your specific needs. And, in the event of a claim, you can rely on us to be your advocate.

Contact one of our Heritage Group associates today for more information about our contractor insurance and risk management programs.