When you purchase a vehicle, you make a significant financial commitment. Whether you own or lease your automobile, you should protect it from theft and damage while protecting yourself, your family, and your passengers with personal liability coverage.
Maintaining the proper level of coverage for your particular situation ensures your security from the ever present danger of huge awards for auto liability. Don’t wait until you have an accident to find out what is or what is not covered by your insurance.
We’ll work with you to understand your unique situation and custom design an insurance program that fits your needs.
Auto Insurance Coverage Features
Collision. If you’re in an accident resulting in damage to your own vehicle, collision coverage pays for your repairs. In general, if your car is damaged beyond repair, the insurance company will pay to have the car towed to a salvage yard and will then pay you the actual cash value of the totaled vehicle.
Comprehensive. If your car suffers damage not the result of an accident, this coverage protects you. Fire, vandalism, theft, natural disasters, and collisions with animals, such as deer, are all covered by comprehensive insurance.
Liability. This coverage is for the damage you do to others. This coverage is designed to pay for your legal bills if you cause an accident. Bodily injury liability covers medical bills and lost wages to others if you are at fault. Property liability coverage pays for repairs or to replace property you destroy; for example, someone else’s car, or if you damage their property.
Contact one of our team for more information about the right coverage for your unique situation.