Spring and Floods

With the weather changing and heavy rains upon, flooding is a certainty.  Here are the ten top facts every consumer should know about the National Flood Insurance Program (NFIP)

1. Everyone lives in a flood zone.
2. Flood damage is not covered by homeowners policies.
3. You can buy flood insurance no matter your flood risk.
4. The low-cost Preferred Risk Policy is ideal for homes and businesses in low-to-moderate risk areas.
5. Flood Insurance is affordable.
6. Flood Insurance is easy to get.
7. Contents coverage is separate, so renters can also insure their belongings.
8. Up to a total of $1 million in flood insurance coverage is available for non-residential buildings and contents.
9. There is usually a 30-day waiting period before coverage goes into effect.
10. Federal disaster assistance is not the answer.

Give us a call to find out what your flood risk is and then let us quote a flood insurance policy to cover your home or business.

Source: NFIP